Estimate annual property NOI, cumulative operating income, projected value, and unlevered total return from transparent scenario assumptions.
Formula
const startingValue = Math.max(0, Number(inputs.startingPropertyValue || 0)); const monthlyIncome = Math.max(0, Number(inputs.monthlyRentalIncome || 0)); const monthlyExpenses = Math.max(0, Number(inputs.monthlyOperatingExpenses || 0)); const appreciationRate = Math.max(-1, Number(inputs.annualAppreciationRate || 0) / 100); const years = Math.max(0, Number(inputs.holdingPeriodYears || 0)); const annualNOI = Math.round(((monthlyIncome - monthlyExpenses) * 12) * 100) / 100; const cumulativeOperatingIncome = Math.round((annualNOI * years) * 100) / 100; const projectedPropertyValue = Math.round((startingValue * Math.pow(1 + appreciationRate, years)) * 100) / 100; const totalGain = cumulativeOperatingIncome + projectedPropertyValue - startingValue; const unleveredTotalReturnPct = startingValue > 0 ? Math.round((totalGain / startingValue * 100) * 100) / 100 : 0; return { annualNOI, cumulativeOperatingIncome, projectedPropertyValue, unleveredTotalReturnPct };Starting Property Value ($)
500,000
Monthly Rental Income ($)
5,000
Monthly Operating Expenses ($)
2,000
Annual Appreciation Rate (%)
3
Holding Period (years)
5
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With the default inputs, $5,000 of monthly rental income minus $2,000 of monthly operating expenses produces $36,000 of annual net operating income. Over 5 years, cumulative operating income is $180,000. At 3% annual appreciation, projected property value is $579,637.04, producing a simplified unlevered total return of 51.93%.
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The estimate combines Starting Property Value ($), Monthly Rental Income ($), Monthly Operating Expenses ($) and returns Annual Net Operating Income, Cumulative Operating Income, Projected Property Value.
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This calculator provides estimates based on the inputs provided. It does not constitute financial advice, investment recommendations, or tax guidance. Past performance does not guarantee future results. Consult a qualified financial advisor, accountant, or tax professional before making financial decisions.
No external sources are listed for this calculator. The estimates are computed from the documented formulas and the assumptions entered on this page.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.