Calculate your potential cyber insurance costs and protect your business from your inputs estimator.
Formula
const revenueFactor = Math.max(1, inputs.annualRevenue / 500000); const employeeFactor = Math.max(1, inputs.numberOfEmployees / 50); const dataFactor = Math.max(1, inputs.dataStored / 200); const industryRisk = inputs.industry === 'Healthcare' || inputs.industry === 'Financial Services' ? 1.5 : inputs.industry === 'Technology' ? 1.2 : 1.0; const trainingDiscount = inputs.cybersecurityTraining ? 0.9 : 1.0; const breachPenalty = inputs.dataBreachHistory === 'Minor' ? 1.2 : inputs.dataBreachHistory === 'Major' ? 1.5 : 1.0; const basePremium = 500; const calculatedPremium = basePremium * revenueFactor * employeeFactor * dataFactor * industryRisk * trainingDiscount * breachPenalty; const riskScore = Math.min(10, Math.max(1, (revenueFactor + employeeFactor + dataFactor + (industryRisk - 1) * 3 + (1 - trainingDiscount) * 5 + (breachPenalty - 1) * 5))); return { estimatedPremium: calculatedPremium, riskScore: riskScore };Estimated Annual Revenue
100,000
Industry
Technology
Number of Employees
10
Amount of Sensitive Data Stored (GB)
100
Employee Cybersecurity Training Program
1
History of Data Breaches
None
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Business Cyber Insurance Estimator estimates Estimated Annual Premium, Risk Score (1-10) based on Estimated Annual Revenue, Industry, Number of Employees, Amount of Sensitive Data Stored (GB). Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Estimated Annual Revenue, Industry, Number of Employees and returns Estimated Annual Premium, Risk Score (1-10).
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
No external sources are listed for this calculator. The estimates are computed from the documented formulas and the assumptions entered on this page.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.