Predict your cyber insurance costs from your inputs and secure the best coverage for your business.
Formula
const revenueFactor = inputs.annualRevenue / 1000000; const employeeFactor = inputs.employeeCount / 100; const dataFactor = Math.log10(inputs.dataRecords + 1); const industryRisk = inputs.industry === 'Healthcare' ? 1.5 : (inputs.industry === 'Finance' ? 1.3 : (inputs.industry === 'Retail' ? 1.1 : (inputs.industry === 'Technology' ? 1.2 : 1.0))); const trainingDiscount = inputs.cybersecurityTraining ? 0.9 : 1.0; const claimsSurcharge = inputs.claimsHistory ? 1.2 : 1.0; const basePremium = 1000; const estimatedPremium = basePremium * revenueFactor * employeeFactor * dataFactor * industryRisk * trainingDiscount * claimsSurcharge; const riskScore = Math.min(100, (revenueFactor * 10 + employeeFactor * 5 + dataFactor * 15 + (industryRisk - 1) * 20 + (1 - trainingDiscount) * 10 + (claimsSurcharge - 1) * 20)); return { estimatedPremium: estimatedPremium, riskScore: riskScore };Estimated Annual Revenue
1,000,000
Industry Sector
Technology
Number of Employees
50
Number of Customer Data Records
10,000
Annual Cybersecurity Training?
1
Previous Cyber Insurance Claims?
0
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Cyber Coverage Cost Predictor estimates Estimated Annual Premium, Cyber Risk Score (0-100) based on Estimated Annual Revenue, Industry Sector, Number of Employees, Number of Customer Data Records. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Estimated Annual Revenue, Industry Sector, Number of Employees and returns Estimated Annual Premium, Cyber Risk Score (0-100).
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.