Evaluate your cyber insurance risks with our simplify tool for practical insights.
Formula
const revenueFactor = Math.min(inputs.annualRevenue / 1000000, 1); const dataFactor = Math.min(inputs.dataRecords / 100000, 1); const industryRisk = inputs.industryType === 'Healthcare' ? 1.5 : inputs.industryType === 'Finance' ? 1.3 : inputs.industryType === 'Technology' ? 1.1 : 1.0; const trainingFactor = inputs.securityTraining ? 0.8 : 1.2; const planFactor = inputs.incidentResponsePlan ? 0.7 : 1.3; const baseLoss = revenueFactor * dataFactor * industryRisk * 100000; const adjustedLoss = baseLoss * trainingFactor * planFactor; const risk = Math.min(adjustedLoss / inputs.annualRevenue * 100, 100); return { estimatedLoss: adjustedLoss, riskScore: risk };Annual Revenue
500,000
Number of Data Records
10,000
Industry Type
Retail
Employee Security Training (Y/N)
1
Incident Response Plan in Place (Y/N)
0
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Cyber Insurance Risk Analysis Tool estimates Estimated Potential Loss, Risk Score (0-100) based on Annual Revenue, Number of Data Records, Industry Type, Employee Security Training (Y/N). Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Annual Revenue, Number of Data Records, Industry Type and returns Estimated Potential Loss, Risk Score (0-100).
If the result changes your decision, verify the current quote, rate, eligibility rule, or provider term before acting.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.