Estimate your cyber risk insurance premium from your inputs.
Formula
let basePremium = 500 + (inputs.numberOfEmployees * 10) + (inputs.annualRevenue / 100000); let riskFactor = 0; if (inputs.industryType === 'Healthcare') riskFactor += 0.2; if (inputs.industryType === 'Finance') riskFactor += 0.3; if (inputs.dataBreachHistory) riskFactor += 0.5; if (!inputs.cybersecurityTraining) riskFactor += 0.2; if (!inputs.multiFactorAuthentication) riskFactor += 0.1; let adjustedPremium = basePremium * (1 + riskFactor); let riskScore = Math.min(100, (riskFactor * 100)); return { estimatedPremium: adjustedPremium, riskScore: riskScore };Number of Employees
50
Annual Revenue (USD)
1,000,000
Industry Type
Technology
Previous Data Breaches
0
Annual Cybersecurity Training
1
Multi-Factor Authentication Enabled
1
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Cyber Risk Premium Prediction Calculator estimates Estimated Annual Premium, Risk Score (0-100) based on Number of Employees, Annual Revenue (USD), Industry Type, Previous Data Breaches. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Number of Employees, Annual Revenue (USD), Industry Type and returns Estimated Annual Premium, Risk Score (0-100).
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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