Cybersecurity insurance premium planner. Estimate costs based on revenue, employee count, data sensitivity (PII/PHI/financial), security controls, and cybersecurity training…
Formula
const revenueFactor = Math.max(1, inputs.annualRevenue / 1000000); const employeeFactor = Math.max(1, inputs.employeeCount / 100); let dataRiskFactor = 1; if (inputs.dataStoredType === 'Sensitive Personal Information (PII)') dataRiskFactor = 1.5; else if (inputs.dataStoredType === 'Protected Health Information (PHI)') dataRiskFactor = 2; else if (inputs.dataStoredType === 'Financial Data') dataRiskFactor = 2.5; let trainingDiscount = inputs.cybersecurityTraining ? 0.9 : 1.0; let securityMeasureMultiplier = 1; if (inputs.cybersecurityMeasures === 'Minimal') securityMeasureMultiplier = 1.3; else if (inputs.cybersecurityMeasures === 'Standard') securityMeasureMultiplier = 1.0; else securityMeasureMultiplier = 0.8; const basePremium = 500; const premium = basePremium * revenueFactor * employeeFactor * dataRiskFactor * trainingDiscount * securityMeasureMultiplier; const coverage = inputs.annualRevenue * 0.5; return { estimatedPremium: premium, coverageRecommendation: coverage };Annual Revenue
500,000
Number of Employees
25
Type of Data Stored
Basic Customer Data
Annual Cybersecurity Training?
1
Cybersecurity Measures in Place
Standard
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
Cybersecurity Insurance Premium Planner estimates Estimated Annual Premium, Recommended Coverage Amount based on Annual Revenue, Number of Employees, Type of Data Stored, Annual Cybersecurity Training?. Use it to compare coverage tiers, understand premium drivers, and decide whether a higher deductible or additional rider makes financial sense. Results are directional — get a personalized quote from a licensed agent before purchasing.
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The estimate combines Annual Revenue, Number of Employees, Type of Data Stored and returns Estimated Annual Premium, Recommended Coverage Amount.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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