Calculate your crypto insurance premium for exchange hacks if you're a high-net-worth individual.
Formula
const baseRate = 0.005; const trustScoreFactor = 1 - (inputs.exchangeTrustScore / 10); const auditFactor = Math.max(0, 1 - (inputs.securityAudits * 0.1)); const protocolRisk = inputs.defiProtocol === 'Decentralized Exchange (DEX)' ? 1.2 : inputs.defiProtocol === 'Lending/Borrowing Platform' ? 1.1 : inputs.defiProtocol === 'Yield Aggregator' ? 1.05 : 1.0; const coverageFactor = inputs.coveragePercentage / 100; const coverage = inputs.assetValue * coverageFactor; const premium = baseRate * inputs.assetValue * trustScoreFactor * auditFactor * protocolRisk * coverageFactor; return { annualPremium: premium, coverageAmount: coverage };Total Value of Cryptocurrency Assets
1,000,000
Exchange Trust Score (0-10)
7
Desired Coverage Percentage
75
Number of Security Audits per Year
2
DeFi Protocol Type
Decentralized Exchange (DEX)
Use the estimate to prepare a tracked insurance comparison request. The calculator result is not a quote.
With the default inputs ($1,000,000 asset value, exchange trust score 7, 75% desired coverage, 2 security audits per year, and Decentralized Exchange protocol type), this calculator returns an estimated annual premium of $1,080.00 and a coverage amount of $750,000.00.
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The estimate combines Total Value of Cryptocurrency Assets, Exchange Trust Score (0-10), Desired Coverage Percentage and returns Estimated Annual Premium, Total Coverage Amount.
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This calculator provides coverage estimates based on the inputs provided. It does not constitute insurance advice, a policy quote, or a binding offer. Coverage terms, exclusions, and premiums vary by carrier and jurisdiction. Consult a licensed insurance agent or broker.
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Reviewed by the CalculateThis.ai editorial team. Updates: check back for latest parameters. Tools are for estimation only — verify with current provider terms.