Total entered property damage, modeled lost gross profit, other documented incident costs, and entered insurance reimbursement for a retail incident.
Formula
const propertyDamage = Math.max(0, Number(inputs.propertyDamageCost || 0)); const days = Math.max(0, Number(inputs.disruptionDays || 0)); const dailyGrossProfit = Math.max(0, Number(inputs.averageDailyGrossProfit || 0)); const otherCosts = Math.max(0, Number(inputs.otherDocumentedIncidentCosts || 0)); const enteredReimbursement = Math.max(0, Math.round(Number(inputs.enteredInsuranceReimbursement || 0) * 100) / 100); const modeledLostGrossProfit = Math.round((days * dailyGrossProfit) * 100) / 100; const grossDocumentedCostScenario = Math.round((propertyDamage + modeledLostGrossProfit + otherCosts) * 100) / 100; const unreimbursedCostScenario = Math.round(Math.max(0, grossDocumentedCostScenario - enteredReimbursement) * 100) / 100; return { modeledLostGrossProfit, grossDocumentedCostScenario, enteredReimbursement, unreimbursedCostScenario };Entered Property Damage Cost ($)
15,000
Business Disruption Days
7
Average Daily Gross Profit ($)
500
Other Documented Incident Costs ($)
7,000
Entered Insurance Reimbursement ($)
0
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With the default inputs, 7 disruption days at $500 of average daily gross profit produce $3,500 in modeled lost gross profit. Adding $15,000 of entered property damage and $7,000 of other documented costs gives a $25,500 gross cost scenario. With no entered reimbursement, the unreimbursed cost scenario is $25,500.
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The estimate combines Entered Property Damage Cost ($), Business Disruption Days, Average Daily Gross Profit ($) and returns Modeled Lost Gross Profit, Gross Documented Cost Scenario, Entered Insurance Reimbursement.
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